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Driving

Driving in Ontario: licence, insurance, and car basics

A practical starting guide for newcomers learning how Ontario licensing and car ownership works.

Last updated: June 2026

Driving in Ontario can help with work and family life, but insurance, repairs, and winter driving can become expensive. Plan before buying a car.

Ontario G licence path

New drivers in Ontario generally move through a graduated system: G1 knowledge test, G2 road test, then full G road test. Timing and eligibility depend on your situation and experience.

Before buying a used car

  • Get an insurance quote before buying.
  • Check vehicle history and accident records.
  • Have a trusted mechanic inspect it.
  • Budget for tires, brakes, oil leaks, battery, suspension, and safety certificate work.
  • Do not buy only because the monthly payment looks low.

Insurance basics

Premiums can be affected by age, address, driving history, licence level, vehicle, claims history, and who drives the car. A G2 driver may cost more, especially if listed as a primary driver.

Official resources

Winter driving checklist

  • Use proper winter or all-weather tires when needed.
  • Keep windshield washer fluid, scraper, gloves, and emergency light in the car.
  • Leave more distance and avoid sudden braking on snow or ice.